Terms and Conditions of Service

These terms govern your use of Relaviora's consultation services and resources. Please review carefully before engaging, as continued use constitutes acceptance of all conditions outlined here.

Last updated November 10, 2025

Acceptance of Terms Explained

By accessing our website or services, you confirm that you have read, understood, and agree to these terms. If you do not accept, you must discontinue use immediately. Engagement beyond your first visit forms a binding agreement.

Definitions

The following section clarifies specific terms as referenced throughout this document.

Service: The financial consultation and advisory activities offered by Relaviora.

User: Any person or entity accessing the website or requesting our services.

Content: All materials, communications, guidelines, or information shared by Relaviora.

Agreement: Refers to these terms and any additional policies incorporated by reference.

Permitted Service Usage

You may access the website and engage with our advice for lawful and informational purposes only. Do not use the content for personal financial management or distribution without consent.

Eligibility

To use our services, you must be legally eligible in Australia and able to enter binding agreements. Minors are not permitted to access our advisory services.

Users must be 18 years or older.

Your Responsibilities

You are responsible for using our services within the boundaries of the law and professional standards.

Provide accurate, complete, and current information during all interactions.
Keep any account details and passwords confidential and secure.
Use the service only for its intended, advisory purpose.
Respect the confidentiality and intellectual property of Relaviora.

Prohibited Uses

Certain activities are explicitly not allowed when using our website or services.

Misrepresenting your identity or submitting false information.
Copying, redistributing, or commercially exploiting our content or materials.
Using the service for misleading, fraudulent, or unlawful activities.
Attempting to access restricted sections or interfere with website security.
Engaging in promotional activity unrelated to your query.

Intellectual Property Rights

All website content, materials, design, and communications—unless otherwise stated—are the exclusive property of Relaviora. You may view, reference, or use them for personal, non-commercial purposes, but reproduction, republication, or exploitation is not allowed without prior consent.

User-Provided Content

You may submit questions or feedback but retain responsibility for the legality and appropriateness of all submissions.

Your Content Rights

You grant us the right to use your submissions to improve services, without any obligation to compensate or credit contributors.

Privacy Commitment

All personal information is collected and handled as stated in our Privacy Policy. We do not share client details externally except where required by law. For your rights and more details, review our Privacy Policy.

See Privacy Policy

Disclaimer Statement

Guidance is informational only and not a substitute for personal expert advice. Refer to our full disclaimer for further detail.

Important Note

Results may vary and past performance does not guarantee future results. Use information for insight, not as a direct instruction.

Limitation of Liability Statement

Relaviora is not liable for losses, damages, or decisions resulting from the use of our advice or content. Use is at your own risk.

Indemnification

You agree to indemnify Relaviora for any breach of these terms or improper use of our services, including arising claims and losses.

Resolving Disputes Quickly

All disputes will be addressed through amicable negotiation. If unresolved, Australian law will apply as jurisdiction.

Arbitration

Disputes not settled directly may be referred to binding arbitration in Australia. You accept this approach for dispute resolution.

Arbitration is the preferred method for dispute resolution but does not affect statutory rights.

Online Dispute Resolution

Australian consumers may also refer disputes to an approved online dispute resolution provider, where eligible, for impartial handling.

Relaviora ODR Information

Severability

If any portion is deemed invalid, the remainder of the agreement will continue in full force.

Entire Agreement Statement

This document, including policies referenced herein, supersedes all previous communications or understandings between you and Relaviora.

Applicable Law and Jurisdiction

These terms follow the laws of Australia and any proceedings must be brought within that jurisdiction.

Termination

Relaviora may suspend or terminate services to users who breach these terms. Notice will be given when practical.

Changes

Terms may be updated to reflect operational or legal changes. Check this page for updates and continued use means acceptance.

Contact for Support and Queries

To ask a question or raise a concern about these terms, contact our team using the details below.

Email address: content@relaviora.com

Phone number: +61422502397

Office address: 113 Exhibition St, Melbourne, VIC 3000 Australia

Effective date: November 10, 2025

Version: 3.2